SIP and lump sum

See what a monthly SIP, a one-time lump sum, or both together grow to at the return you expect: what you put in, what it earned, and every year along the way.

This assumes the same return every year, which no market-linked fund delivers: real returns rise and fall, and can stay negative for years. Each SIP instalment is paid at the start of the month, and every figure is before any tax on the gains.