Loan and invest, or pay cash

Buy on a loan, keep your money in an FD, and let the interest pay part of the EMI. See what comes in by itself, what you add from your pocket, and whether it beats paying cash.

Price of what you're buying (₹)

Down payment (₹)

Loan interest rate (% a year)

Loan tenure (years)

Amount you keep invested (₹)

FD or savings rate (% a year)

Tax on the interest (%)Your income tax slab. FD interest is taxed.